Frequently Asked Questions
Authorized User Tradelines
Frequently Asked Questions
Below are the most commonly asked question people have when purchasing an authorized user tradeline . Feel free to contact us if you have any further questions that are not listed below :)
Become apart of the Verified Sellers list for Selling your services in the AU Tradelines for sale group. This option will enable you to sell your services quickly and conveniently and also will put you on the list for ” Verified Sellers ” so any newcomers will know who to purchase from safely and securely first!
An Introductory rate of $20 will secure your spot and will be an ongoing monthly charge.
Please note: Prices are subject to change
Please click on this link to secure your subscription
We accept various payment options such as Zelle , Cash App, Paypal, Venmo for your convenience.
Anytime you add a positive account to your credit report it is always going to be beneficial, however any negatives you may currently have will act as anchors and will weigh down your potential boost.
The Tradeline Queen Guarantees :
• When purchasing a tradeline by the “recommended date” we guarantee that it will post on your credit report by the next “Reporting Cycle”.
• We guarantee that the utilization will always be at or below 20% on the usage.
*We keep you on the tradeline for a a minimum of 45 days for some and 2 – 3 months for others
• We guarantee all tradelines will have an excellent payment history with no lates ever reported on the accounts.
• We guarantee all tradelines will post to any 2 out of the 3 credit bureaus.
The Tradeline Queen Does NOT Guarantee Any Of The Following:
- We do not guarantee any positive results on your credit score from purchasing any of our tradelines. You may receive a zero point increase or possibly your score may even drop depending on your credit file.
- We do not guarantee any credit score points increase and we do not estimate what your score might boost to or how many tradelines you would need to purchase in order to get to a particular score.
- We do not guarantee that you will be able to obtain any new lines of credit , credit card accounts ,loans just by purchasing our tradelines.
Building your personal credit first can be a huge help in obtaining business credit.
Currently all of our Authorized User accounts are “Personal credit cards”, at this time we do not deal with business credit but we can refer you to a trusted company that does.
PS: keep in mind that business accounts report to the business reporting agencies, Dunn & Bradstreet, Experian Business, and Equifax Business, and not to the personal credit reporting agencies (Experian, TransUnion, and Equifax), and therefore do not help your personal FICO® score.
Tradelines can stay on your credit report for years. They can also fall off in as little as 60 days. after termination.
Once you have been removed from the credit card account as an authorized user, it will change the status on your credit report from ” Authorized User” to Terminated. And any new information the credit card account reports from that date will cease to report on your credit file. However you will still continue to benefit from the information currently reported however they will begin fade as time goes on so it is important to have a credit plan of action to obtain desired credit goals.
Apply for that car, rent that apartment, obtain credit lines but do all of this with a strong PLAN OF ACTION. It is very easy to get sucked in to the credit world once you get your score to where it needs to be, but without a plan of action, it’s easy to fall down the same credit hole you were in before your new score. Be strategic in applying for credit and only apply for accounts that you will use. Also the most important thing of all is ON TIME PAYMENTS = Exercising on time payments will be key to keeping a good credit score even while utilizing existing credit.
We offer multiple options for different tradelines. and packages
- Our minimum is 30 days with the option to extend if needed
- 60 Day tradelines are available on certain tradelines
- 90 day terms are for majority of our tradelines
- If for any reason the tradeline falls off your credit before due date, we will then put you on another tradeline equal or more than one purchased or if that is not available we will return a partial refund.
We always have the available option of extending a cycle n the event you have not yet obtained your desired credit and need a little more time.
Depending on the tradeline purchased and date it posts will determine the date it will show on your account, Generally the tradelines report anywhere from 2 – 10 days after reporting date, however sometimes there are glitches in the system that may slow the posting process that is out of our control .
Not at this stage, however we have a great company in which we refer our clients to that are very reasonable with competitive pricing
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The Tradeline Queen
810 S 7th ST
Las Vegas, NV 89104
Phone: 1-800-677-5098
Email: info@thetradelinequeen.com
© 2018 The Tradeline Queen